Here Are the Rewards and Benefits of BDO Elite Credit Cards

PHOTO BY Website/BDO

(SPOT.ph)Owning a platinum or black credit card is the utter definition of "Look Ma, I've made it". Not only do they look sleek and sexy inside your cardholder or wallet, but they bring a lot of exclusive benefits to elevate lifestyle. Think airport lounge access, top-tier travel insurance, and 24/7 service regardless of which part of the world you're currently in. While qualifying for one might involve a higher income threshold and stricter requirements, the advantage of owning an elite credit card, say like the likes of those from BDO, often makes them well worth the effort. Below, we list down different BDO elite credit card and their corresponding perks and rewards.

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Check out these rewards and benefits of BDO elite credit cards:

Mastercard Platinum

Mastercard Platinum cardholders earn two Peso points for every P1,000 or USD 20 spent using their credit card. Each point is equivalent to P1 and can be converted to cash credit to pay your balance or be used as needed. In case you need to spend internationally, the card's credit limit is available in both peso and dollar amounts.

The card also has select perks such as a 7% discount on selected hotel bookings via Hotels.com and Expedia, 20% discount for Hotel Casiana Tagaytay bookings, discounted video consultations with medication delivery via Doctor Anywhere, as well as a discount of up to 10% off for your next Qatar Airways flight.

In terms of annual fees, membership is waived for the principal cardholder provided they meet the required spend of P600,000 per year.

Mastercard World Elite

You probably haven't heard of this particular card. ICYDK, the Mastercard World Elite is a by-invitation credit card from BDO. Unlike the Mastercard Platinum, World Elite cardholders earn three Peso Points for every USD 20 spent overseas and two Peso Points for every P1,000 local purchase.

The card also has exclusive benefits like a Private Jet Program wherein the cardholder may save up to USD 1,000 per round-trip booking on a private jet; discounted chauffeured card services; complimentary daily breakfast for two, room upgrades, early check-in and late check-out for select four- and five-star hotels and resorts; priority access to more than 550 fine dining venues, and more.

Visa Platinum

For folks who love to travel, the Visa Platinum might be the card you're looking for. The card grants cardholders access to over 1,400 VIP airport lounges worldwide via the Free Priority Pass Membership. It also grants you 24/7 access to the Visa Concierge, a bespoke digital personal assistant that can cater to your requests through a curated range of services, amenities, and exclusive privileges.

In terms of dual currency options, local transactions billed in Philippine Peso or other currencies may be paid in the exact amount in USD. Cardholders also have the option to ask for the prevailing exchange rate if they opt to pay in Philippine Peso.

JCB Platinum

If you're a frequent traveler to Japan, you might want to get your hands on a JCB Platinum card. Cardholders are entitled to six free lounge access passes for trips to Japan and Hawaii. Destinations such as Korea, Singapore, Thailand, Vietnam, Malaysia, China, Taiwan, United Kingdom, and Germany warrant the cardholder eight free access per year via the LoungeKey service.

It also gives cardholders access to JCB Plaza Lounges worldwide which provide a variety of services such as the capability to book reservations for hotels, restaurants, tours, and tickets; free Wi-Fi access, free drinks, and temporary luggage holding. Like other cards on this list, 24/7 Concierge Desk Assistance is available as well as the capability to earn two Peso Points for every P1,000 spent using the card.

UnionPay Diamond

For those unfamiliar, UnionPay is a financial service established in China. BDO offers an elite card called UnionPay Diamond wherein cardholders are given access to the world's finest restaurants, shopping benefits, luxury hotels, and experiences through UnionPay's U Collection.

Annual membership fees are free for the first three years but can be waived for succeeding years provided the principal cardholder meets the required P600,000 per year spend.

Diners Club Premiere

Travelbugs, here's a card you'll want to have. The Diners Card Premiere allows cardholders to earn one Travel Mile for every P30 spent and two Travel Miles for every USD 1 spent if enrolled in the card's Dual Currency Feature. Accumulated Travel Miles can be used to redeem airline miles (which you can use to book flights or that well-deserved upgrade), waive membership fees, or cash credit which you can use to pay your balance or use when needed.

The card also provides two free passes to select airport lounges which can be used by the principal or secondary cardholder. Pro tip: If you have this card, download the Diners Club Travel Tools mobile app which allows you to activate Global Wi-Fi access, convert transactions to more than 140 currencies, and explore perks and benefits by location.

American Express Platinum

You've probably heard of American Express or AmEx. The card is considered to be one of the preferred cards in the U.S. and having one in your wallet is one heck of a flex. Their platinum card provides cardholders with a 24/7 Concierge, an option to enroll the card for Dual Currency billing, the opportunity to convert up to 30% of their credit limit into cash, as well as waived membership fees if the annual spend of P600,000 per year is met.

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